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A pen name is a pseudonym or alias adopted by an author.It may be used to make the author's name more distinctive or to disguise his or her gender or real identity.Please note that this is an adult dating site and you must be over 18 years old to join. You will be able to create a profile, perform searches, and view profile summaries.You cannot initiate communication with other members via email, instant message or video chat.
Well, that’s really not even a question you should be asking. Because those with ultra-low scores (due to a bankruptcy, foreclosure, etc) are going to have scores significantly lower — these drag down the average number big time.
It’s like asking what’s the average income in the US – the number of unemployed will totally skew the numbers (not to mention the throngs of millionaires).
If you want a better gauge of where you fit in, then you should be looking at the median credit score.
And it is the random algorithms that is responsible for creating the huge variation in the output.
The final result is very realistic random aliases and pen names.